To qualify for a home loan, you'll need to have good credit, a history of paying your bills on time, and a maximum debt-to-income ratio of 43%.
How much mortgage can you qualify for? You should know how much a lender will give you to purchase your first home. Many factors can have an effect on this. Shop around and compare interest rates.
Have your home inspected! Even if a home may seem perfect, you should have a home inspection done just to make sure. Unexpected repairs can cause a lot of money and stress.